Medical bills, decoded

I'm a software engineer.
I still couldn't understand my own medical bill.

ClaimGuard reads your Explanation of Benefits line by line, flags what looks like an error or an overcharge, and drafts the appeal letter — in plain English, in minutes.

No bill uploaded until you say so.
Welcome back, Sarah
Here's what's happening with your claims.
Disputes in Progress
5
Potential recovery: $892
This Year's Savings
$6,340
33% cost reduction
Dr. Smith Family Practice
Amount: $125 · Saved: $35
Resolved
Metro Hospital
Amount: $450 · Saved: $120
In Progress

The bill isn't wrong on purpose. It's just built so you won't check.

01

Codes, not language

Every line item is a billing code, and the codes are the product — not written for the person paying them.

02

EOB ≠ bill

Your insurer's "explanation" and the hospital's invoice rarely agree, and reconciling them is left to you.

03

A closing window

Disputing a charge means writing a formal appeal before a deadline — most people run out the clock instead.

From confusing bill to filed appeal.

Step 1
1

Upload your bill

Drop in the EOB or itemized statement, however messy the PDF or photo.

Step 2
2

Get it in plain English

Every code and charge translated — what it means, and why it costs what it costs.

Step 3
3

See what looks wrong

Duplicate charges, upcoding, and out-of-network errors surfaced automatically.

Step 4
4

Send the appeal

A drafted, citation-backed appeal letter ready for your signature.

I've spent years writing software that untangles complicated systems for a living. My own hospital bill still took three phone calls and a spreadsheet to understand.

If it took me that long — with the skills to reverse-engineer just about anything — I didn't think it was a me problem. ClaimGuard is the tool I wish I'd had: something that reads the bill for you, and tells you plainly what to do next.

— Tess, founder

Before ClaimGuard$3,410.00
Duplicate facility feeflagged
Incorrect OON surchargeflagged
After appeal$3,410$860.00

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